401(k) retirement plans for Franchises

The 401(k) for franchises.

Whether you are a franchisee or you’re a franchisor, Human Interest can help your business stay competitive.

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A retirement plan your employees will thank you for

Strengthen your benefits package to address a tough talent market. Providing employees with an easy-to-use 401(k) plan is key when competing for great talent.


Get access to integration with 400+ payroll providers. We sync to payroll, handle record keeping, and monitor compliance so clients don’t have to.2

Compliance and liability

We can take on some of the responsibility and liability as a 3(16) Fiduciary Services Provider, handling the day-to-day operation and most compliance-related tasks.2

Access to funds

You as an employer can access mutual funds from every major asset category.


Through an advisor portal, you can monitor and prepare for plan reviews.

Benefits for franchise owners

A Human Interest 401(k) can help you:

  • Recruit top talent with a competitive benefits offering.

  • Reduce turnover by engaging and rewarding your current employees.

  • Maximize tax savings for your business.

  • Comply with retirement legislation and avoid potential

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Your all-in-one 401(k) solution

  • Transparent pricing with zero transaction fees. 

  • Flexible plans and portfolios. Choose from a pre-built plan or customize your own to fit the needs of your business.

  • Easy to save and invest. Our simple, intuitive interface enables customers to sign up within minutes.

  • Education to empower participants. Employees have 24/7 access to our Learning Center and financial wellness tools. Enrollment webinars in English and Spanish.

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Comply with retirement legislation

Across the country, several states are requiring employers to offer retirement benefits.

Starting a 401(k) can help you comply with legislation and avoid costly penalties. We can help.

Read about state laws

Transparent pricing

We offer bundled, small plan 401(k), 403(b) solutions at a low cost with zero transaction fees.

Monthly pricing starting at only:


base fee


per eligible employee

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All prices are exclusive of applicable taxes. See our Terms of Service or our Pricing Page for additional details. A Human Interest Advisory Fee of 0.50% of plan assets per year is billed to the employee's account according to the plan advisory  Terms of Service. A one-time setup fee of $499 may apply. In the event that the plan sponsor wants to bring in a third-party advisor, the third-party advisor fee would be defined as part of a separate agreement.

Resources for franchise owners

Franchises + 401(k)s

Discover the potential benefits of offering your franchise employees a retirement benefit.

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Integrating your payroll

Integrate your payroll and retirement benefit to help reduce administrative headaches.

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401(k) & part-time employees

What to know when considering offering retirement benefits to part-time employees.

Read more



Refer to https://humaninterest.com/payrolls/ for a list of integrated payroll providers.


We prepare select government filings (e.g., the Form 5500). Signing on behalf of customer reserved for Concierge & Complete pricing plans.