403(b) Retirement Plans

Affordable retirement plans for tax-exempt organizations.

Get a customized, full service 403(b) retirement plan with transparent pricing, and zero transaction fees.

Retirement plans are complex. Let Human Interest guide you.

Get support with meeting plan administration for a 403(b) retirement plan
for tax-exempt organizations.

Complete plan administration

We provide in-house recordkeeping services which track participation, contributions, distributions, and more.

Regulatory support

We reduce fiduciary liability by preparing select government filings. And for some clients, we sign and file the Form 5500.2

On-demand reporting

Get a 360-degree view of your plan, access reports, and see which employees have joined.

Plan compliance & testing

Don’t stress about IRS testing and regulatory deadlines. We’ll help handle them for you.

The SMB 403(b) with the most payroll integrations2

Help take the burden off your HR team. We sync with 450+ payrolls to help streamline administrative tasks.

A 403(b) may be more affordable than you think.

Human Interest plans come with transparent pricing - and zero transaction fees.

Monthly pricing starting at only:


base fee


per eligible employee

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For information about Human Interest’s pricing, please refer to our pricing page, which describes the fees charged for administrative and advisory services. Fees for investment advisory services are billed according to the Terms of Service. A one-time setup fee of $499 may apply. Fees are typically up to 0.50% annually and include custody fees. Underlying mutual fund fees will also be charged. In the event that the plan sponsor wants to bring in a third-party advisor, the third-party advisor fee would be defined as part of a separate agreement.

403(b) BUILT FOR Nonprofits

Focus on helping your cause. Not your 403(b) plan.

Recruit & retain top talent. A Human Interest study found that a retirement plan is the most-wanted benefit, after health insurance.3

Easy to start, easy to use. Admin dashboards provide insight into plan participation, reporting, and more. 

Reduce manual work. In-house recordkeeping and compliance—plus select 3(16) fiduciary services depending on your plan.

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Help your team save for the future

Give your employees the 403(b) they deserve.

Easy onboarding. Employees can sign up in minutes—no paperwork, no confusion.

Easy-to-navigate dashboard. Employees can quickly check balances and update preferences. 

Built-in education. Enrollment webinars and online resources help your team get the most from plans.

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Clear, affordable 403(b) pricing

Customized retirement plans start at $120 per month + $4 per employee per month.

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403(b) retirement resources

Compare 403(b)s vs. 401(k)s

See the pros and cons between 403(b)s and 401(k)s for your organization.

Start comparing

Investment philosophy

Employees can access mutual funds in every major asset category.

View our fund lineup

How to set up a 403(b)

Learn how to start and maintain a 403(b) retirement plan for your organization.

Learn how to set up a 403(b)

403(b) retirement plans
frequently asked questions



We prepare select government filings (e.g., the Form 5500). Signing on behalf of customer reserved for Concierge & Complete pricing plans.


Human Interest, 2022.


401(k) plans are the most-wanted benefit after health insurance. Human Interest, 2022. https://humaninterest.com/learn/guides/retirement-roadblocks/